Leon Jones Insurance

Yes. The State of South Carolina automobile insurance laws allow any insurance company to refuse to underwrite your automobile liability insurance coverage. This refusal may be based on a number of reasons, including bad credit and/or too many violations or accidents. Leon Jones Insurance will make every effort to get you covered.

Frequently Asked Questions

2) What is Liability insurance ?

Liability insurance coverage pays other motor vehicle drivers and their passengers whom you damage for the damages which you cause and for which you are legally responsible. There are two types of liability coverage: bodiliy injury and property damage. Bodiliy injury coverage is a coverage which pays people upon whom your motor vehicle inflicts bodily injury. Property damage coverage is a coverage which pays people for damages which your automobile causes to their motor vehicles or property.

1) Can an auto insurance company refuse to write my auto insurance?

4) What is Uninsured and Underinsured Motorist coverage ?

An uninsured motor vehicle is a motor vehicle which either has no liability insurance coverage or is operated by a hit and run driver. An underinsured motor vehicle is a motor vehicle that is covered by some form of liability insurance, but that liability insurance coverage is not sufficient to fully compensate you for your damages. Uninsured coverage is required by State law, but Underinsured coverage is not required and is optional.

3) What are South Carolina's minimum Liability limits ?

Effective January 1st, 2007,South Carolina's minimum limits are $25,000/50,000/25,000. The $25,000 is bodiliy injury coverage for each person whom you may injure in any single accident and $50,000 of bodiliy injury coverage for two or more people whom you may injure in any single accident. The $25,000 is property damage coverage for each accident you may cause.

The information provided is intended as a general guideline only. You should consult your policy terms and conditions.